These are placeholder Terms and Conditions. Replace them with the final, reviewed terms before publishing or connecting the live domain. Do not rely on this content for compliance until verified by qualified legal counsel.
1. Acceptance of Terms
By accessing or using CoveredWest.com (the "Site"), you agree to these Terms and Conditions. If you do not agree, please do not use the Site.
2. No Insurance Advice or Quote
The content on this Site is general and informational only. It is not insurance, legal, tax, or financial advice. Nothing here constitutes a quote, a binder, or a guarantee of coverage, approval, savings, or pricing. Coverage availability and eligibility vary by state, carrier, and individual circumstances. Actual terms are determined by the applicable insurance carrier and policy.
3. No Warranties
The Site is provided "as is" without warranties of any kind, express or implied, including warranties of accuracy, completeness, or fitness for a particular purpose.
4. Limitation of Liability
To the extent permitted by law, Covered West Agency and its affiliates shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Site or any information on it. [Placeholder] Confirm specific liability limitations once reviewed.
5. Third-Party Links
The Site may contain links to third-party websites or services that we do not control. We are not responsible for their content, privacy practices, or policies.
6. Forms and Communications
When you submit a form or schedule a consultation, you acknowledge that a Covered West agent may contact you regarding your request. Submission does not create an insurance binder or obligate you to purchase any product.
7. Governing Law
These terms are governed by the laws of the applicable jurisdiction(s) without regard to conflict-of-law principles. [Placeholder] Specify the governing state(s) once finalized.
8. Changes to These Terms
We may revise these Terms and Conditions at any time. Continued use of the Site after changes constitutes acceptance of the updated terms.
9. Contact
Questions about these terms may be sent to covered.west@gmail.com or by mail at Spokane, Washington.